Domestic Green Bond vs. International Green Bond Issuance in India

Green Bond Issuance in India: Domestic vs. International


What Are Green Bonds? 2

India’s Journey in Green Bond Issuance 2

Key issuers include: 2

Domestic Green Bonds in India (2025 Scenario) 2

Key Features: 2

Advantages: 3

Challenges: 3

International Green Bonds by Indian Issuers 3

Key Benefits: 3

Key Risks: 3

Policy Push & Government Initiatives in 2025 4

The Road Ahead 4

To truly scale up, India needs to: 4

Some key Difference Points on Domestic Green Bond and International Green Bond: 4

Example Highlights 6

Key Takeaways (2025) 6

Conclusion 7

Introduction:

As the world intensifies its focus on sustainability and climate resilience, green finance has emerged as a crucial tool in driving environmental transformation. Among its instruments, green bonds have taken center stage—directing capital towards renewable energy, clean transport, energy efficiency, and other eco-friendly projects.

India, with its ambitious climate goals and rapidly growing economy, has become an important player in the global green bond market. In 2025, we will witness a significant shift and expansion in green bond issuance from Indian entities—both domestically and internationally.

"This write-up aims to present Domestic and International Green Bonds side by side, focusing on their key differences, challenges, and other relevant aspects."

What Are Green Bonds?

Green bonds are debt securities issued to raise funds specifically for environmentally sustainable projects. These bonds assure investors that the proceeds will be used only for initiatives such as solar and wind energy, climate-resilient infrastructure, or clean mobility.

India’s Journey in Green Bond Issuance

India entered the green bond market in 2015 when Yes Bank issued the country’s first green bond. Since then, both public and private sector entities have followed suit. As of 2025, India has issued an estimated $30–35 billion worth of green bonds, signaling steady growth but still far behind global leaders like China and the USA.

Key issues include:

  • Public sector units like IRFC, NTPC, REC, PFC

  • Private players like Adani Green, ReNew Power

  • The Government of India itself, through sovereign green bonds

Domestic Green Bonds in India (2025 Scenario)

Domestic green bonds are issued in Indian Rupees (INR) and are regulated primarily by the Securities and Exchange Board of India (SEBI). The 2023 SEBI framework on Green Debt Securities provided more clarity and confidence to issuers and investors alike.

Key Features:

  • INR-denominated

  • Lower currency risk for Indian investors

  • Issuers include banks, PSUs, and renewable energy companies

  • Mostly held by mutual funds, insurance companies, and banks

Advantages:

  • Easier regulatory compliance

  • Aligned with India’s energy transition goals

  • Potential tax incentives and policy benefits

Challenges:

  • Limited secondary market liquidity

  • Retail investor participation remains low

  • Green bonds sometimes priced higher than regular bonds

International Green Bonds by Indian Issuers

To tap global green capital, Indian issuers are also turning to international markets. These bonds are generally denominated in USD, EUR, or JPY, and are listed on international exchanges like London Stock Exchange (LSE) or Luxembourg Stock Exchange.

For example, in 2023, the Indian Railway Finance Corporation (IRFC) raised USD 1 billion through green bonds abroad.

Key Benefits:

  • Access to large global ESG-focused funds

  • Potential for lower borrowing costs (the “greenium” effect)

  • Boosts India’s sustainability brand globally

Key Risks:

  • Currency exchange fluctuations

  • Higher compliance and disclosure requirements

  • Regulatory challenges in repatriating funds

Policy Push & Government Initiatives in 2025

  • Union Budget 2025: ₹12,000 crore allocation through sovereign green bonds

  • RBI initiatives to include green finance in monetary frameworks

  • Development of an official India Green Taxonomy is underway

  • International support from World Bank, ADB, and IFC

These efforts aim to standardize disclosures, reduce greenwashing risks, and boost investor confidence.

The Road Ahead

As India races toward its climate targets—including net zero by 2070—the role of green finance cannot be overstated. Green bonds will continue to be a key pillar in funding the transition.

To truly scale up, India needs to:

  • Deepen its domestic green bond market

  • Broaden the investor base, including retail participation

  • Promote third-party verifiers and ESG rating systems

  • Align domestic taxonomy with global standards

Some key Difference Points on Domestic Green Bond and International Green Bond:


Category

Domestic Green Bonds (INR)

International Green Bonds (USD/Euro)

Currency

Indian Rupee (INR)

Foreign currencies (mostly USD, EUR)

Issuers

Indore Municipal Corp, L&T Infra, NHPC, IREDA

IRFC, Adani Green, Exim Bank, NTPC, Greenko

Target Investors

Indian mutual funds, LIC, pension funds, retail HNIs

Sovereign wealth funds, global ESG funds, foreign institutions

Exchange Listed On

NSE/BSE (India)

LSE, SGX, Frankfurt, etc.

Typical Coupon (2023–25)

7.2–8.0% per annum

3.0–5.0% per annum (USD); lower in EUR

Volume (2023–25 cumulative)

~₹40,000 crore (USD ~5B)

~USD 8–10 billion

Reporting Standards

SEBI’s BRSR, Green Debt Guidelines (2021), RBI framework

ICMA Green Bond Principles, Climate Bonds Standard, EU Taxonomy

Verification

Domestic third-party verifiers like CARE, ICRA, CRISIL

Global ESG certifiers (DNV, Sustainalytics, Moody's ESG)

Benefits

Lower FX risk, growing domestic ESG demand, aligns with Atmanirbhar Bharat

Cheaper capital, deeper ESG investor pool, global visibility

Challenges

Smaller ESG fund base (but growing), higher cost than global market

FX risk, higher compliance cost, reputational scrutiny

Usage Trend (2025)

Gaining ground fast in infra, municipal, renewable sectors

Still preferred for large-dollar infra and global outreach


Example Highlights

Issuer

Market

Purpose

Coupon

Year

SBI Green Bond

International (USD 250M)

Renewable lending

SOFR + 120 bps

2024

L&T Infra

Domestic (₹500 Cr)

Infrastructure finance (SEBI-aligned)

6.35%

2023

IRFC Green Bond

International (USD 500M)

Railway electrification

3.835%

2017

Indore Municipal Bond

Domestic (₹244 Cr)

Wastewater/Green infra

8.25%

2023


Key Takeaways (2025)

  • Domestic ESG bond markets are rapidly maturing, aided by SEBI and RBI frameworks.

  • International markets remain attractive for large-scale dollar needs with tighter pricing.

  • India’s shift is visible: More PSUs and corporates are now opting for rupee green bonds, strengthening Bharat’s internal ESG capital markets.

  • International market gives lower interest rate

Conclusion

In 2025, green bonds from India are gaining momentum—both at home and abroad. While domestic issuance helps build local sustainability frameworks, international bonds connect India to the global green capital pool.

Striking the right balance between these two avenues will be key to financing a greener, cleaner future.


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